Home Insurance
6 reasons to buy home insurance
We work to acquire a series of goods throughout our lives, but just as important as the acquisition of the good is its maintenance and protection. For this, there are currently several types of insurance available on the market, including residential insurance: the best way to protect your home and your family. To better understand this product, we now offers 6 reasons to purchase home insurance.
The importance of home insurance
First you need to understand the importance of having home insurance . Imagine the possibility of having your property damaged at any time by some kind of unforeseen event that does not depend on you. Only you know all the effort that went into acquiring your property and it is wise to consider this possibility, after all we are all subject to unforeseen circumstances.
The only way to ensure that your property is fully protected is home insurance. It guarantees protection against a series of unforeseen events and offers you complete peace of mind in many cases.
The importance of home insurance during the holidays
During the vacation period, travel is very common and during this period, the residence is totally vulnerable. The property, for example, can be affected by:
- A fire: which can start from a defect in the electrical network or any other damage;
- A lightning strike: Summer rains are usually accompanied by lightning that unfortunately can reach different locations, causing serious infrastructure problems;
- An explosion: Electrical problems can also cause explosions;
- Electrical damage or short circuits: As much as the residence has been well built, electrical damage and short circuits are increasingly common and can cause great damage, including in home appliances;
- Theft: Empty properties are very vulnerable to theft. Criminals prefer to take advantage of the owner’s absence to invade and steal real estate;
- Windstorms: Weather changes can bring strong windstorms and it is extremely common for this type of natural phenomenon to cause damage to residential properties;
- Landslide: Natural phenomena or isolated events can also cause landslides. This type of action usually causes serious damage to property owners.
All these events can happen at any time, but if the fact occurs during your absence on vacation, for example, with home insurance you can enjoy your vacation with complete peace of mind.
To help you understand the importance of home insurance, see 6 reasons to buy home insurance.
1 – Protect your assets
Among the 6 reasons to buy home insurance, the first is protection. Home insurance is the best way to protect your property against any of the unforeseen circumstances mentioned above, whether on vacation or at any time of year. This type of product guarantees all the necessary coverage in case any of these events occur in your home.
2 – Insurance is very cheap
Home insurance is very cheap. Comparing, for example, with auto insurance, home insurance is proportionally much smaller. While a car worth approximately Rs30,000 has insurance worth around Rs1,500, a property worth around Rs300,000 will have home insurance of around Rs300 per year.
3 – Offers several covers for your convenience
In addition to the coverage for the cases mentioned above, residential insurance also guarantees:
- Family Civil Liability – Ensuring reparations for involuntary, bodily or material problems committed to third parties through negligence or recklessness;
- Civil Liability Practice of Sports – Coverage for cases where you or a member of your family injure or injure another person during a sporting activity. By paying for the treatment of the injured, you may be entitled to reimbursement of expenses;
- Employee Civil Liability – Indemnity guarantee for the contractor’s domestic employees in case of accidents they may suffer during working hours;
- Loss or Payment of Rent – Insurance helps with rent values and building expenses in cases where the property cannot remain occupied due to accidents such as fires or explosions;
- Glass Breakage – Possible breakage of glass that may occur in your home are also included in home insurance.
4 – It has several assistance for your home
Among the 6 reasons to hire home insurance is 24-hour assistance .
It covers, for example, costs for plumbing problems, clogged sinks or a broken key in the front door. In these cases, highly trained professionals, such as plumbers and locksmiths, are sent to the site for assistance.
5 – Options for various types of residences
Residential insurance has several formats and is fully adaptable according to the profile and needs not only of the insured, but mainly of the property. Properties in large urban centers, for example, are subject to specific risks, unlike properties located in rural or isolated areas.
6 – Travel safety
So don’t waste time. During this period when you will probably be traveling with your family, don’t compromise your peace of mind and don’t run the risk of having your vacation interrupted by any unforeseen event. If you still don’t have it, hire your home insurance now and be safe to travel.